No service charges are applicable for opening or closing the Asaan account. No requirement of minimum balance for Asaan account.
Individuals can open the Asaan Account with a simple and one page account opening form (paper based electronic form) in Pakistan.įacility to open whether current or saving account. 100 as with no minimum balance requirement. In June 2015, State Bank of Pakistan (SBP) directed all commercial banks to simplify account opening requirements / procedures and introduced a new account category namely “Asaan Account” for low risk customers which can be opened against the minimum deposit of Rs. 5,000.Īccess to all banks for ESA accountholders. 50 per month will be charged if the minimum balance is less than Rs. 20,000).įacility of 4 withdrawals in a month is available (other than ATMs). Moreover no additional document is required.Īll PLS saving accounts shall be converted into ESA by 31-10- 2007 (upto the average balance of Rs. Profit shall be credited in the account quarterly.
()n this account, the accountholders can earn profit up to 4% per annum. Under the supervision of Pakistan Banks Association (PBA), all the scheduled banks offer Enhanced Saving Account to PLS saving kcountholders if their accounts maintain an average balance of Rs.
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